Applying for finance for your alloy wheels or performance parts - It's quick and easy!
At LK Performance we've now made purchasing alloy wheels and performance parts for your vehicle more affordable than ever before by offering you with finance packages to spread the cost. Whether it's brake discs, suspension kits, or a new clutch, we have the part for you, now more affordable than ever!
Do I qualify?
To qualify for finance you must be:
- Over 18 years of age
- UK resident with at least 3 years continual address history
- In full time employment, unless retired or a house-person with a spouse in full time employment
- Have a UK bank account capable of accepting Direct Debits
- The goods must be delivered to your home address
Note: Finance options is subject to a minimum spend of £300 and 10% deposit. All finance provided subject to status.
How do I apply?
If you are buying online, simply choose the 'Apply for Finance' option at the checkout then pick your preferred finance option and fill in your details. Once you have submitted this, it takes only 10-15 seconds for the credit checks to be completed.
You will need to have your bank account and employment details to hand when applying for finance.
In-store, our fully trained sales staff will be on hand to help guide you through the finance process face-to-face.
Do I have to pay anything upfront?
A minimum deposit of 10% is required for all finance packages, which is payable upon on completion of the finance agreement. You can choose to pay a higher deposit which will reduce your monthly payments.
How long do I have to repay?
The length of time you can pay for your alloy wheels or performance parts is up to you. You can choose anything from 12 to 48 months. Your options will appear at the checkout or, if buying in-store, they will be explained to you by one of our sales professionals.
How are my monthly payments made?
Your monthly repayments will be taken via direct debit from your chosen bank account.
Can I settle my account early?
You can settle your loan agreement at any time. Simply contact Pay4later and they will calculate and send you your settlement figure.
Close Brothers Retail Finance
LK Performance Ltd
34 Bradford Road,
Loan agreements are only available to UK residents over 18, subject to status, terms and conditions apply. A minimum spend of £300 and minimum 10% deposit is required for finance purchases.
Close Brothers Retail Finance is a trading style of Close Brothers Limited - a subsidiary of Close Brothers Group plc. Close Brothers Limited is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and Prudential Regulation Authority.
We may pay brokers some consideration if they introduce business to us.
LK Performance Ltd
We work exclusively with the Close Brothers Retail Finance as lender. We act as credit broker and not a lender.
Pay4Later is an online finance gateway that links retailers and finance companies making it easy for finance companies and retailers to work together to offer consumers fast and convenient point of sale finance. Pay4Later act as a credit broker and not a lender. Pay4Later can introduce you to a limited number of finance providers.
Frequently Asked Questions
What are the requirements for finance?
- You must be a permanent UK resident and able to supply 3 years address history.
- Employment or retired and receive a gross annual income of at least £10,000.
- Have a good credit history and own a debit or credit card.
- You must have a UK bank account capable of accepting Direct Debits.
- The goods must be delivered to your home address and the deposit must be paid using a credit or debit card.
Can I cancel my credit agreement if I change my mind?
You have the right under section 66A of the Consumer Credit Act 1974 to withdraw from the agreement without giving any reason before the end of 14 days (beginning with the day after the day on which the agreement is made or, if later, the date on which we will tell you that we have signed the agreement). If you wish to withdraw you must give the finance company notice in writing or by telephone or email. The name of your finance company will be clearly shown on your credit agreement (see contact details below). Please note that if you do give notice of withdrawal, you must repay the full amount of the credit without delay and in any event by no later than 30 days after giving notice of withdrawal. If you want to settle the loan after the 14 day cooling off period, you may do so but you will also have to pay interest accrued from the date the agreement was made until the date you repay it. If you wish to pay by debit card please telephone the finance company. If you wish to pay by cheque please send it by first class post to the finance company. Please allow 10 working days from the day you post the cheque to allow time to process the payment.
Will the finance company perform a credit check?
Yes. A credit check forms part of the automated decision making process.
Do I need a bank account?
Yes. You must have a UK bank account capable of accepting Direct Debits.
Do I need to pay a deposit?
Yes. If your credit application is accepted, you will be required to pay a deposit online, using a credit or debit card. The amount of the deposit is shown in the credit summary (displayed on the top left hand side of the screen throughout the credit application form) and on the credit agreement itself.
How do I repay the loan?
Your monthly repayments are collected by Direct Debit.
Can I pay my agreement off early?
You have the right to repay all or part of the credit early at any time – you should contact Close Brothers Retail Finance for details by phone, e-mail or letter at the following;
Close Brothers Retail Finance
St Davids Park
Telephone: 0844 880 6542